Where our data comes from, how it is processed, and what you should know before relying on it.
1. Source Registry
All legislation, guidance, and case law in Apex-Lens is derived from official UK government and regulatory sources. We do not author, paraphrase, or editorially alter statutory text.
legislation.gov.uk
| Authority | Crown Copyright (HMSO) |
| Scope | Primary and secondary UK pensions legislation |
| Format | CLML (Crown Legislation Markup Language) via XML API |
| Coverage | All in-force pensions Acts and key statutory instruments |
| Updates | Monitored for amendments; re-extracted on legislative change |
Source: https://www.legislation.gov.uk
The Pensions Regulator (TPR)
| Authority | UK statutory regulator |
| Scope | General Code of Practice, regulatory guidance, expectations |
| Format | Structured extraction from published guidance documents |
| Coverage | General Code modules and supporting guidance |
| Updates | Re-extracted following TPR publication updates |
First-tier Tribunal (Tax Chamber)
| Authority | HM Courts & Tribunals Service |
| Scope | Pensions-related tribunal and court decisions |
| Format | Structured extraction from published decisions |
| Coverage | Key pensions determinations and appeals |
| Updates | New decisions added as published |
Source: https://www.gov.uk/tax-and-chancery-tribunal-decisions
2. Knowledge Graph Methodology
Apex-Lens is powered by the Apex Knowledge Graph — a structured representation of UK pensions law built specifically for professional research. The graph connects provisions, obligations, regulatory guidance, and case law through typed relationships.
How data flows into the graph
- Extraction — Legislation text is parsed from official Crown Legislation Markup Language (CLML) XML. Provision boundaries, defined terms, and cross-references are identified from the markup structure, not inferred.
- Obligation mapping — Statutory obligations are identified within provisions and linked to duty bearers (trustees, employers, TPR, actuary, etc.) and categorised by subject area.
- Cross-referencing — Provisions are connected to relevant TPR guidance paragraphs and tribunal decisions through the knowledge graph, enabling navigation across sources.
- Validation — Every provision carries a
legal_anchorURI back to its legislation.gov.uk source, enabling independent verification.
Where AI is used
AI (Claude by Anthropic) is used in two controlled contexts:
- Obligation extraction — Identifying and categorising statutory obligations within provision text. All AI-extracted obligations are validated against source provisions and carry transparency labels in the interface.
- Admin curation — Assisting administrators with knowledge graph maintenance. AI suggestions require human confirmation before any changes are applied.
AI is never used to generate, paraphrase, or summarise legislation text shown to users. The statutory text you read in Apex-Lens is the official text from legislation.gov.uk.
In compliance with the EU AI Act (Art. 50), all AI-generated content is marked with transparency labels throughout the interface.
3. Currency & Versioning
Legislation changes over time through amendment, repeal, and commencement. Apex-Lens reflects the current in-force state of provisions as published on legislation.gov.uk.
- Point-in-time— Where shown, the “as at” date on a provision indicates the version of the legislation being displayed.
- Update lag — There may be a short delay between legislation.gov.uk publishing an amendment and Apex-Lens reflecting the change. We do not guarantee real-time synchronisation.
- Verification — Every provision links back to its source on legislation.gov.uk via the legal anchor URI. If currency matters to your work, verify against the official source.
4. Coverage & Quality
What is included
| Category | Count | Notes |
|---|---|---|
| Authorities (Acts & SIs) | 1,085 | Primary and secondary legislation |
| Provisions | 155,000+ | Sections, regulations, schedules, paragraphs |
| Obligations | 13,194 | Mapped to duty bearers and categories |
| Case law | 192 | Key pensions tribunal and court decisions |
Quality measures
- 100% legal anchor coverage — every provision has a verified URI back to its official source
- Automated quality gates during extraction prevent incomplete or malformed provisions from entering the graph
- Hash-chained audit logging tracks all modifications to the knowledge graph (GDPR Art. 32 compliant)
Known limitations
- Statutory instruments coverage is focused on key pensions SIs; not all SIs affecting pensions are yet included
- Case law coverage is growing — current focus is on First-tier Tribunal determinations and key High Court/Court of Appeal decisions
- Cross-references between provisions and guidance are continuously being expanded
5. Important Caveats
Apex-Lens is a research tool, not legal advice.
- Nothing in Apex-Lens constitutes legal, actuarial, or professional advice
- Always verify provisions against the official text on legislation.gov.uk before relying on them
- Obligation mappings and cross-references are aids to research, not substitutes for professional judgement
- For matters requiring legal certainty, instruct appropriately qualified counsel
6. Questions or Corrections
If you identify an error in our data, a missing provision, or have questions about our methodology, please contact us at hello@45black.tech. We take data accuracy seriously and investigate all reports.
45Black Limited | Apex-Lens Platform